Find the right plan for your home
Compare coverage options across appliance, systems, and whole-home plans.
Our Plans
Choose the right coverage for your home
All plans include 24/7 service, licensed technicians, and no home inspection required.
Appliance Plan
Coverage for your major kitchen and laundry appliances.
- Refrigerator, oven, dishwasher
- Washer & dryer
- Built-in microwave
- 24/7 service requests
Systems Plan
Coverage for your home’s essential systems.
- Heating & cooling
- Electrical & plumbing
- Water heater
- 24/7 service requests
Whole Home Plan
Comprehensive coverage for systems and appliances.
- Everything in Appliance + Systems
- Roof leak repair
- Garage door opener
- 24/7 service requests
Key Differences
Home warranty vs homeowners insurance
Although both provide home protection, a home warranty is a service contract for mechanical breakdowns, while homeowners insurance covers property damage from covered perils.
| Key distinction | Home warranty | Home insurance |
|---|---|---|
| Type of protection | Addresses mechanical failure of systems and appliances | Covers property damage from events like fire, storms, or theft |
| Cost model | Contract fee plus a fixed service fee per approved request | Premiums and deductibles tied to risk factors |
| Coverage limits | Explicit per-item or annual coverage caps | Dwelling coverage, personal property, and liability limits |
| Triggering events | Wear-and-tear breakdowns | Sudden loss events defined as covered perils |
| Budget impact | Stabilize repair spending for mechanical failures | Protects against large, unpredictable property losses |
Home warranties and homeowners insurance work together but cover different types of risk.
Optional Coverage
Customize any plan with add-ons
Pool & spa
Coverage for pool pumps, motors, and spa equipment.
+$15/mo
Septic system
Septic tank, line, and pump coverage.
+$8.99/mo
Electronics protection
Coverage for TVs, laptops, and home audio.
+$12/mo
Roof leak repair
Coverage for roof leak repairs up to $1,000.
+$10/mo
Plan FAQs
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